Insights
Clear answers to complicated legal and insurance questions.
Rex Legal publishes practical guidance on Colorado personal injury law, insurance claims, litigation, and the issues that can make a real difference in a case.
No legal jargon for its own sake. Just useful information about how the law works, what to expect, and what matters.

Should I Give an Insurance Adjuster a Recorded Statement After a Colorado Crash?
Do not treat every request for a recorded statement the same. A request from the other driver’s liability insurer is fundamentally different from a request…

Actual Cash Value vs. Replacement Cost in Colorado Property Claims
A homeowner may purchase replacement-cost coverage and still receive an initial insurance payment that is substantially lower than the estimated cost of…

Colorado Insurance Claim Delayed, Denied, or Underpaid: What Should You Do?
An insurer is not required to agree with every demand made by a policyholder. It is required to evaluate covered claims reasonably, in accordance with the…

Colorado UM/UIM Claims: What Happens When the At-Fault Driver Has No Insurance or Not Enough?
A serious injury does not become less serious because the responsible driver purchased inadequate insurance. Uninsured and underinsured motorist…

Can You Have a Concussion or Brain Injury With a Normal CT Scan or MRI?
Yes. A person can sustain a concussion or mild traumatic brain injury even when a CT scan or conventional MRI does not show an acute structural abnormality.

Who Pays Medical Bills After a Colorado Car Accident?
The at-fault driver’s insurance company usually does not pay an injured person’s medical bills one at a time as treatment occurs. The liability carrier…

What to Do After a Car Accident in Colorado: A Step-by-Step Guide
The first minutes after a car crash are disorienting. The days that follow can be nearly as difficult. Vehicles need attention, insurers begin calling, medical…

Colorado Personal Injury Statute of Limitations: Deadlines by Claim Type
Colorado does not have one statute of limitations for every personal injury claim. The filing deadline depends on what caused the injury, who may be legally…